What is a 401K

What Is a 401(k) Plan and How Does It Work? Since it was launched in 1978, the 401(k) plan has gained tremendous popularity as the most preferred type of employer-sponsored retirement plan in the US. Many salaried employees depend on the funds they have invested in this plan to help them when they retire. What … Continue reading “What is a 401K”

Voided Check

What is a Voided Check? A voided check is one that has been canceled. If the check is appropriately voided, you cannot use it. You can void a check by perforating a void stamp on it, or simply writing “Void” on the check. It can also be crossed out. You should destroy or deface a … Continue reading “Voided Check”

USDA Home Loan

Guide to USDA Home Loans and how to get them If you love the quiet and simple rural life, USDA home loans may just be what you need to own that house you’ve always wanted. And if you thought you’d be surrounded by farms and cows, you are wrong. 97% of the country is in … Continue reading “USDA Home Loan”

Upstart Loan Reviews

What you need to know about Upstart Loans Upstart is one of the leading P2P lending companies that issues online personal loans for various reasons, but mainly for the things that help you live a better life. This comprises breaking a debt cycle, investing in a business venture and paying off student loans or buying … Continue reading “Upstart Loan Reviews”

Types of Accounts

6 Main Accounts On Your Credit Report When was the last time you checked your credit report? Like many people, I guess that it’s been quite a while. According to a new report by consumer financial protection bureau (CFPB), very few people bother to check their credit reports annually as it is required. Some people … Continue reading “Types of Accounts”

Truth in Lending Act

Before the introduction of the Truth in Lending Act, borrowers took loans without understanding all the terms of the loan. Lenders used different loan terms and borrowers struggled to understand what they all meant. It was all difficult for borrowers to compare loan terms and conditions before making a decision. The Truth in Lending Act … Continue reading “Truth in Lending Act”

Transworld Collections

All You Need to Know about TransWorld Collection TransWorld collection has been known to be more than just a collection agency. Though people have complained of being treated badly by it, that’s no cause to worry. This is because there are several ways to deal with the organization. These steps have been taken by the … Continue reading “Transworld Collections”

Transunion Dispute

TransUnion Dispute: A Fast Way to Correct Credit Report Errors Credit scores are vital to transactions, especially when they have to do with credit cards, loans of any kind and mortgages. This is why it is essential that you have the correct information about your credit score at every given time. Remember that the strength … Continue reading “Transunion Dispute”