Comenity Bank Credit Cards

Comenity Bank Credit Cards

Comenity Bank is one of the largest credit card companies in the United States. This firm has 125 credit programs for several popular retail shops throughout the country.

Comenity is one of the banks that focuses on credit cards for branded stores. This financial institution has been around for over 30 years and has 50 million cardholders who have subscribed to various card programs. They offer programs that connect loyal customers to the company more.

Comenity have cards for different purposes.  If you want to get the most out of their cards, it is important that you know the various options available to help you make a good decision. Comenity offers about 140 retail store credit cards.

Full List of Comenity Store Credit Cards

  •    Wayfair
  •    Venus
  •    Lenovo
  •    HSN
  •    Hot Topic
  •    DSW
  •    Peebles
  •    Orbitz
  •    Motorola
  •    LOFT
  •    Avenue
  •    Kohler Generators
  •    Blair
  •    Blue Nile
  •    Saturday Night Live.
  •    Abercrombie & Fitch
  •    Alon
  •    Adwords Business
  •    American
  •    American Signature Furniture
  •    American Kennel Club
  •    Anne Geddes
  •    Ann Taylor
  •    Annie Sez
  •    Appleseed’s
  •    Ashley Stewart
  •    Barney’s New York
  •    Arhaus Archarge
  •    Bealls Florida
  •    Bed Bath & Beyond
  •    Bedford Fair
  •    Big Lots
  •    BJ’s
  •    Bon-Ton
  •    Boscovs
  •    Brownstone Studio
  •    Buckle
  •    BrylaneHome
  •    Burkes Outlet
  •    Carson’s
  •    Camping World/Good Sam
  •    Carter Lumber
  •    Chadwicks of Boston
  •    Catherines
  •    Children’s Place
  •    Coldwater Creek
  •    Colombian Emeralds
  •    Christopher & Banks
  •    Crate & Barrel
  •    Crescent Jewelers Inc.
  •    David’s Bridal
  •    Domestications
  •    Draper’s & Damon’s
  •    Design Within Reach
  •    Dressbarn
  •    Dunlaps
  •    Earthwise Windows
  •    Eddie Bauer
  •    El Dorado Furniture
  •    Express Next
  •    Fashion Bug
  •    Forever21
  •    Fuel Rewards
  •    Friedman’s Jewelers
  •    FullBeauty
  •    GameStop
  •    Gander Mtn
  •    GEM ACCOUNT
  •    Garden Ridge
  •    Gardner-White
  •    Gordmans
  •    Giant Eagle
  •    Goody’s
  •    Haband
  •    Hannoush
  •    Herberger’s
  •    Home & Garden Showplace
  •    iComfort
  •    Iddeal
  •    J. Crew
  •    Jessica London
  •    JD Williams
  •    J.Jill
  •    Kane Furniture
  •    KingSize
  •    Lane Bryant
  •    LaRedoute
  •    Levin Furniture
  •    Linen Source
  •    Little Switzerland Jewels
  •    Mandee
  •    Marathon
  •    Marianne
  •    Maurices
  •    Meijer
  •    M.E.S.A.
  •    Metro Style
  •    Modell’s
  •    MyPoints
  •    My World
  •    Newport News
  •    New York & Company
  •    Old Pueblo Traders
  •    Orchard Supply Hardware
  •    Overton’s
  •    PacSun
  •    Palais Royale
  •    Petite Sophisticate
  •    Piercing Pagoda
  •    Pier 1 Imports
  •    Pottery Barn
  •    Priscilla of Boston
  •    Reeds Jewelers
  •    Roaman’s
  •    RoomPlace
  •    Restoration Hardware
  •    Samuels Diamonds
  •    Sharper Image
  •    Shop At Home
  •    Smile Generation Financial
  •    Spiegel
  •    Sportman’s Guide
  •    Stage Stores
  •    The Company Store
  •    Tile Shop
  •    Tog Shop
  •    Torrid
  •    Total Rewards
  •    Trek
  •    True Value
  •    UBG
  •    Under Gear
  •    Value City Furniture
  •    Venue
  •    Victoria’s Secret
  •    Vintage Kind Audio
  •    Wayfair
  •    West Elm
  •    Williams-Sonoma
  •    Woman Within
  •    Winter Silks
  •    Ulta Beauty
  •    Younkers
  •    Zales
  •    Z Gallerie

The bank also offers clients specialty credit cards for health, tuition, auto repairs, and hotels.

The list of Credit Cards for Medicals include:

  •    ALPHAEON
  •    MedChoice
  •    American Laser Skincare
  •    Cosmeticredit
  •    H3 WellnessPlus
  •    Lifestyle Lift
  •    HealthiPlan
  •    My Smile Care

Auto Credit Cards

  •    Lexus
  •    Toyota
  •    Grand Rental Station
  •    Taylor Rental

Hotel Credit Cards

  •    Westgate Resorts
  •    Red Roof Inn

There is one credit card available for educational needs: My Tuition Solutions.

Miscellaneous

  •    Univision
  •    Lending Club
  •    Farmers Insurance

Best Comenity Bank Credit Cards

  •    Orbitz Rewards Visa Card

This card is a good option for travelers. The card is linked to Orbitz Rewards Orbucks. You enjoy a 5% bonus on all Orbitz bookings. When Orbitz Rewards Members book flights on Orbitz, they earn 1% rewards, however, members who book flights using the Orbitz rewards card earn up to 6% bonus.

When card users use the card to book hotels on the mobile app, they earn 10% in Orbucks. When booking on websites, they earn 8% in Orbucks.

You can get the Orbitz Gold status when you use this card. This status, you enjoy free WiFi, breakfast, and you do not pay resort fees when you visit some select VIP hotels. There is a dining rewards program that gives you 7% cash back on bars, restaurants, and nightclubs.

When you spend $1500 within your first 90 days after opening the account, you get to enjoy $100 in statement credit. You also get to enjoy 2% in Orbucks on all other purchases.

If you are a traveler who does not want to be burdened with annual fees, this card is one of the best options for you. These offers allow you to save while you shop and that alone can enhance your shopping experience.

  •    Fuel Rewards MasterCard

This MasterCard is a good option for people who want to save when they purchase fuel. When you purchase groceries worth $100 at selected grocery shops including Food for Less and Kroger, you get to 25 Cents off each gallon up to 20 gallons.

For every $100 spent at non-selected grocery shops, dining, home improvements, or travel, you get to earn 10 cents off each fuel gallon you purchase. All categories that do not earn bonuses on purchases get to enjoy 5 cents off each gallon for every $100 spent.

  •    Marathon Visa

This card is ideal for people who drive and live in the eastern half of the United States. Cardholders get to enjoy discounts on fuel purchases at any of the 5,500 Marathon locations in 19 states.

If you spend $1000 within the first 90 days of signing up for the card, you get a 50 cent rebate on all Marathon purchases. If you spend between $500 and $999, you get 30 cent rebates per gallon on Marathon purchases. if you spend less than $500 you still get to enjoy 10 cents per gallon in rewards.

If you are able to accumulate at least $25 in rebates, you will receive a cash card and you can use it for purchases in the future. You can save a lot and enjoy lots of benefits if you drive a lot and do not carry your balances to the next month.

  •    Farmers Insurance

This card offers you point rewards on every purchase you make. You can redeem these points in statement credit, gift cards, travel, etc.

You also enjoy 0% APR for the first months after which you will be charged an APR that ranges from 13.99% to 20.99%.

You can earn points easily; you earn 3 points on every $1 spent on home improvements, Farmers products, and gas. You also get to earn 1 point on every dollar spent on other purchases.

The points you earn do not expire and there is no limit on the number of points you can accumulate. If you spend more on gas and home improvements, this card is a good option for you.

You should remember to pay off your balance before you enter into the second year of holding the card. This is because they will begin to charge an APR on your balances after the first year.

  •    MasterCard for BJ’s Members

This card for members of the BJ’s Wholesale Club. You will not pay annual fees when you hold this card. You can up to 5% cash back on your purchases when you use the card. You can use the rewards for future BJ’s purchases. All card members get to enjoy 10 cents of each fuel gallon they purchase at BJ’s gas stations.

You also get 2% cash backs when you make payments at other gas stations and restaurants. You also earn a 1% cash back on all other purchases.

Benefits of Comenity Store Credit Cards

Although there are several store credit cards available; some are even more popular than Comenity’s. However, some people prefer Comenity cards over several options. These are some reasons why you will prefer Comenity credit cards over other cards.

  1.    A poor credit score is accepted

If you have limited credit, you can still apply for this card. Although they have a credit score requirement, the requirement is below the average credit score. This means, that you can get this card even if you have failed at getting a card from another institution with your current credit score.

  1.    Your favorite shop has a Comenity credit card.

You get to enjoy several rewards when you make purchases with a store card. There are sign up bonuses and discounts when you use store cards. If your favorite store has a Comenity card, that is enough reason to get one. The more you shop the more you get to save on discounts.

Reasons Why You May Not Want a Comenity Store Card

  1.    High-interest rates

Store cards usually come with high interest rates. Some of them are as high as 25%. This means that you can accumulate a lot of debt if you are not able to pay off the balance at the end of the month.

  1.    If you already have a card that has better offers

You will definitely not want this card if you already have a card that has better offers.

Comenity bank is also dedicated to helping their customers to understand the keys to financial freedom. They also offer their customers tips to optimize their finances as well as tips on credit management.

 

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