Home Warranty Companies

Home Warranty Companies

Home damages are inevitable. There are several instances where you can damage something in your home. There are also circumstances where your items need repair simply because you have been using them for a long time.

Due to situations like theft and disasters, it is prudent that to get some protection for your home. Although there are homeowners’ insurance plans, they are not enough to protect your home. You should also consider a home warranty. This can protect your home in issues where the insurance plan cannot.

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Home warranties can cover all the products in your home. You can also choose to have it cover only the things that matter most to you. It all depends on the plan you choose. We have compiled a list of the best home warranty companies on the market today.

  1.    AFC Home Club

AFC Home Club is a great choice for anyone who is worried about getting his or her personal information out there. They request for very little personal information and you can easily get a quotation online. AFC Home Club has four plan options: platinum, gold, silver, and systems.

The platinum offers you warranty cover for items including kitchen refrigerator with an icemaker, oven, clothes dryer, stove, range, microwave, garage opener, garbage disposal, heating system, plumbing system, electrical system, plumbing stoppage, ductwork, water heater, and dishwasher.

The gold plan covers all the services covered for the platinum plan except the in-built microwave, ductwork, and the plumbing stoppages.

The silver plan does not include the in-built microwave, electrical, plumbing stoppages, ductwork, heating, and AC. It, however, covers every other service that is offered under the platinum plan.

The system plan includes water heater, heating systems, plumbing system, electrical system, and air conditioning. The good thing about AFC Home Club is that this company has a B rating from the Better Business Bureau (BBB).

  1.    Choice Home Warranty

Choice Home Warranty has reliable customer service. Their customer service is available at any time of the day. You can also reach them on weekends and holidays. When you deal with this warranty company, they do not consider the age of your home, appliances, and systems.

They take responsibility for all items that were in good shape when the coverage was initiated. If you need an item replaced but the item is no longer on the market, Home Choice will offer you an amount that is equivalent to the price of the items.

Home Choice will not need to inspect your home before they begin to offer you a warranty coverage. When you need to replace any item, this warranty company will send a licensed technician to your home within two business days.

Home Choice has two plan options for their customers. They are the Total Plan and Basic Plan. The Total Plan includes coverage of water heater, dishwasher, microwave, Whirlpool, electrical, plumbing, washer, dryer, garbage disposal, refrigerator, ceiling fans, exhaust fans, garage opener, ductwork, and oven. The Total Plan costs $450.

The basic plan covers all the items mentioned above except refrigerator, AC, washer, and dryer. This plan costs $378. You will be charged an additional amount if you request for coverage for a pool, limited roof leak, septic system, second refrigerator, freezer, central vacuum, well and sump pump.

Home Choice has a good reputation in the industry. They have an average 4.8 rating according to ConsumerAffairs.com. They also have a 5- star rating from Trust Pilot.

  1.    American Home Shield

This is another home warranty company that is worth mentioning. They have been accredited by the Better Business Bureau and the Customer Affairs.

American Home Shield was also awarded 2014 Best in Service Award by the Home Warranty Reviews. The company has received so much recognition due to their prompt service and reliable customer service.

You can reach their customer service at any time of the day. You can also request for a repair service by phone or via their website and they will send a qualified local contractor to your home within 24 hours.

American Home Shield Offers four warranty plans: Appliance Plan, System Plan, Combo Plan, and Build Your Own Plan.

The Appliance Plan provides coverage on all common household appliances including refrigerator, built-in food processors, garage door openers, dishwashers, and dryers and washers. The Systems Plan also provides coverage for all home systems including electrical, plumbing, air-conditioning, heating, and smoke detectors.

The Combo Plan offers you a coverage on a combination of the appliance and home systems. You get to save $14 every month if you choose the Combo Plan instead of a separate appliance and system plan. The Build Your Own Plan allows you to customize your coverage plan. You get to choose the items that you will want to be covered.

This company will also offer you coverage of your pool, septic system, spa, and well pump at an additional cost upon request.

  1.    Total Protect

Total Protect has been accredited by the Better Business Bureau for over 10 years now. You can easily reach their customer service via their too free number. It is also easy to file a claim on their website.

Total protect works with 40,000 pre-screened technicians who are quick to offer their repair services. You also enjoy a 180- days guarantee on any repair work you receive. This company has three warranty plans for you to choose from. They are Appliances Plan, Systems Plan, and Combo Plan.

The Appliance Plan covers your home appliances including refrigerator, dishwasher, washer and dryer, trash compactor, range exhaust hood, trash compactor, oven, and microwave. There is no inspection needed.

The Systems Plan also covers your home system including breakers and fuse panels, electrical lines, air conditioning, water heater, heating system, toilets, gas lines, plumbing, sump pump, smoke detectors, and whole house fans. The Combo Plan covers everything under the Appliance and System Plan.

  1.    Advanced Home Warranty

If you are skeptical about getting a home warranty you should try out the services of Advanced Home Warranty. You can confirm if you really want to get a warranty or not without any risk.

This home warranty company can offer you a one-month trial service. This company offers services and you can sign up irrespective of your location in the country. Advanced Home Warranty offers two plans; Basic Plan and Total Plan.

The Basic Plan provides coverage on the heating system, microwave, plumbing system, electrical system, dishwasher, and garage door opener. The Basic Plan costs $370 a year but you get one free month. The Total Plan includes everything in the Basic Plan.

It also includes air conditioning, washer and dryer, and refrigerator. This plan cost $450 a year and you get one month free.

A home warranty can save you a lot of headache knowing that you will not need to fork out cash to repair an appliance or system out of the blue. It is essential that you choose a plan that meets your demands.

When you are choosing a home warranty, think about the items you have in your home. You should also read the contract of the company you want to deal with so that you will know exactly what they cover and what they do not.

A home warranty may cover everything in your home but there are some exclusions. Some items can only be repaired, they will not be replaced. For instance, if you have an ancient stove and it breaks down, the warranty company is not going to give you a modern one.

They will fix the broken one. You can also not cover an item that is already broken.

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