Emergencies can strike without any warning. In the past, if you were looking for loans, you were required to have a stellar credit history. Conventional lenders used that to check your credit score and assets that you were willing to put down when you are requesting for a loan. This locks out many people who do not have perfect credit scores. Changes in economic conditions have forced many people to land in debt and low credit history. You should not be worried if you have the poor credit history because we will connect you to lenders in our network who will finance your loan. There is a criterion that you should meet before you can access loans from lenders in our network. The common criteria include providing proof of income or employment, a valid national identity card, and a working checking account. Some of our features include:
We Are Ready To Help
We connect borrowers to lenders who have been in the industry for some time. These lenders understand your financial needs and they will help you. Some people are affected by financial emergencies which affect their ability to keep up with their monthly bills. Your bad credit could prevent you from accessing credit facilities from conventional lending systems. Banks and other credit facilities usually use credit score to determine if you can qualify for a loan. We are one of the premier services connecting people with bad credit to lenders and we are committed to helping you access to credit facilities.
Lack Of Collateral Is A Non-Issue
There is no need to panic if you do not have any collateral when you are looking for loans from our lenders. Lenders in our network do not ask for your car title or any other forms of assets. You will maintain possession of your property and still be able to access credit facilities. We are here to link you with debt collection firms that will help you merge your loans. If you are dealing with multiple loans, it could be a challenge to track all of them and repay within the stipulated time. However, when you combine all your loans, you can easily follow one loan.
You should not use the loan for anything else other than emergencies. Bad debt loans are better used to get rid of excess debt and not for leisure items. Here are some ways that you can use bad loans:
- Immediate car repairs
- Unexpected bills
- A water or electric bill that if left unpaid and would result in disconnection
Get A Quick Loan Approval
When you are looking for a loan, you would not want to wait for a long time to access the money. Use our online platform to request for the loan from any place as long as you have an internet connection. Once you have filled an easy loan request form on our website and sent it to us, we will forward it immediately to lenders in our network who will assess the request. If you meet their criteria, your loan will be disbursed as soon as they approve your credit request. There are no surprises when it comes to service delivery and you can complete the online request within a short period. We offer quick service delivery and you should not be worried about delays. When you are dealing with emergencies, the last thing you want is your creditor to delay your loan request. We work hard round-the-clock to ensure that you receive the response within the stipulated time.
What To Consider When Choosing A Lender
For people with bad credit personal debt, we can see you through a financial emergency if you know where to look for the loan. We understand that you can never plan for emergencies. We will try to link borrowers to the lenders in our network who will finance their loan request. We would like to help you make responsible financial decisions while at the same time connect you with lenders in our network who will offer you credit facilities even with poor credit history. A perfect spending history is not simply a common phenomenon. We understand that at times it could be a challenge to access credit facilities. No matter how well you have planned your spending or made a budget, you may fall into debt at one point or another. Here are some features to look for in a lender.
Fast, convenient loan request platform
We have simplified the loan request process by incorporating an online simple loan request form. As a borrower, once you have filled the loan request form and submitted it to us, we will forward it to lenders in our network who will evaluate the request. If you meet their criteria, then your loan is approved and disbursed to your checking account. Our fast and convenient online platform allows borrowers to access credit facilities without complicating issues. Your loan will be disbursed as soon as your lender approves your request.
With a personal loan offered by our network of lenders, you will know exactly what to expect before the loan is disbursed to your account. Borrowers will have to have all the information about the loan up front before you sign any documents. You will be able to see any applicable interest, possible fees and other relevant information about the loan and be informed of the right decision.
The approval process for the personal loan for bad debt is rather straightforward. Your lender will require you to have attained the legal age (at least 18 years old). You will be required to provide other basic information such as working phone numbers, a valid email address and an active checking account where the money will be transferred to when approved. A combination of the quick request form and fast approval coupled with exceptional delivery system allow us to provide top-notch service.
Transparency and Exceptional Customer Service
Transparency and accountability are some of the important aspects when looking for a lender. Lenders in our network are transparent and will give you a breakdown of the loan. Our customer support team is courteous, experienced and ready to help you whenever you need a loan. You can ask as many questions as you like about the loan and be sure to check the frequently asked questions section to understand more about the process.